The Infinite banking system is a wealth strategy that utilizes dividend-paying whole-life insurance as an alternative to saving and borrowing with a traditional bank. While there are several benefits to using a whole life insurance policy as your private bank, perhaps the two biggest draws are its tax advantages
What do you do with the money you want to save as your family buffer for emergencies, for unexpected expenses in your rental, or even reserves for your business? While we all tend to use banks, the FDIC assurance makes us comfortable and gives us a false representation that
We were at a Family Office* conference, scheduled to start on March 13th, 2023, and overnight the agenda and the narrative of this conference changed, the reason? Silicon Valley Bank (SVB) collapsed!! We ended up talking about this crisis and what it means to every subject we picked up.
SOCIAL MONETARY TRANSPARENCY Many individuals go to great lengths to secure their assets. Whether it be hiring an attorney or setting up an account, people are anxious to ensure they’re protected. It’s a matter of fact that we live in a litigious society, and if by chance you get
Considering life insurance for estate planning? Smart move! The right type of life insurance can provide substantial benefits to your heirs, help protect your business, and guarantee your legacy. In addition to a will, insurance policies—particularly those purchased through a trust—are one of the most secure financial tools to
Cash Value Life Insurance vs. Banks Business owners and managers alike understand the importance of having liquid capital to support growth. Though money for a business is necessary, oftentimes finding it or borrowing it can be difficult and stressful. There is one strategy, used by many businesses, which provides
One of the significant benefits of the Perpetual Wealth Strategy is the life insurance loan. We get questions about this component daily – both before and after clients begin their life policy–and it’s easy to see why. Our clients range from wealthy business owners and investors to those just
Whole life insurance policies have a unique feature that makes them ideal vehicles for growing and protecting wealth—cash value. But how does cash value work? How does it grow? How do you access your money and what are the tax implications? Let’s break it down. What is the Cash
Universal life insurance and whole life insurance are both appealing options for individuals interested in using permanent life insurance as a way to grow wealth they can use while they’re living, while still providing their loved ones with financial security after they’re gone. But which one is right for
Indexed universal life (IUL) insurance combines the death benefit of a life insurance policy with the cash value of an asset and the investment options of an index—plus flexible premiums—all into one product. IUL policies are sold as financial multi-tools with an array of benefits. But before you decide
